Powering Your Next Step with Instant Financial Support
Bharatloan makes borrowing easy with fast approvals, fair terms, and convenient repayment plans
Apply Instantly
Our Streamlined 3-Step Application Process
BharatLoan make this process easier, faster and safer for you in every possible way!
Fill in Basic Details
Download the BharatLoan app and enter your basic information. Whether it’s a personal loan or quick cash, getting started is fast and simple.
Submit Documents for Verification
Submit your ID and financial records online. Our smooth verification process ensures a hassle-free experience for urgent or regular loan applications.
Receive Funds Instantly
Once verified, the money is transferred to your account instantly. BharatLoan ensures you get funds when you need them most.
Personal Loan Calculator deserve
Use the slider to set your interest rate and tenure to understand your loan summary
Interest per day - 0.09%
APR 35%
Processing Fee - 2%
Principal Amount
₹94,500
Interest Amount
₹34,965
Total Payable
₹1,29,465
Why Choose Us?
Swift Approval
We believe in saving your valuable time and quick money compliance by using our upgraded software. After successfully checking your documents, we approve your loan within minutes and in no time it gets transferred to your account!
Flexible Payment Terms
We accept payments through simple flexible methods, be it easy pay or bank transfer. It aims to enhance your lifestyle experience without worrying about the scarcity of funds!
Transparent Pricing
We offer competitive interest rates and APRs that are fair and all costs are truthfully disclosed to the customer. Our policy is to make life fulfilling for you and your family by adding quality time to each and every moment.
Benefits of Choosing BharatLoan for Instant Funds
Quick Loans with Low Credit
BharatLoan offers quick loans with low credit score. This, therefore, makes it easier for those who might not have a perfect credit history. It is quite important, especially for newly salaried people who may not have a credit history. So, whether you are looking for emergency loans or a quick cash loan app, our platform provides an accessible solution.
Instant Cash Loans in 1 Hour with Minimum Documents
Our fast instant loan app allows you to get online loans instant approval with minimal paperwork. It is very important for those people who may have a loved one admitted to a hospital and immediately need a huge amount of money for any operation or other process.
Emergency Loans for All Needs
From medical loans to travel loans, BharatLoan offers a range of options to suit your needs. Our emergency loan app is designed to provide instant money loan when you need them the most. You can also use our platform for wedding loans, ensuring your special day goes smoothly.
No Money? No Problem!
BharatLoan is here to help you take away your worries about unexpected sudden budget surges!
Health
Wedding
Credit Card Interest Payments
Debt Consolidation
Our Commitment to Secure and Transparent Services
At BharatLoan, we prioritize security and transparency. We ensure that your data is protected and your transactions are safe. Whether you are using our instant loan app online or applying for an instant digital loan, you can trust that your information is secure. Our platform is designed to provide the best online loan app experience with clear terms and conditions.
We also offer transparent communication throughout the loan process. From application to approval, we keep you informed at every step. Our goal is to make sure you have a clear understanding of how things work. With BharatLoan, there are no hidden fees or surprises. We value honesty and clarity in all our interactions.
Get in Touch with BharatLoan Today
If you are ready to apply for an instant personal loan, BharatLoan is here to help. Our emergency loans no credit check, and quick loans no credit check options make it easy for everyone to access funds. Whether you are looking for an urgent personal loan or simply need to get loan online instantly, our platform is designed to meet your needs.
Visit our website, download our app, and start your loan application process today. Whether you are in need of instant loans online or an instant loan for salaried professionals, BharatLoan is your trusted partner.
1 Million +
App Downloads
₹6000 Crores
Total Loans Given
Frequently Asked Questions (FAQs)
A Non-Banking Financial Company (NBFC) is a financial institution that provides various services such as loans, advances, leasing, hire-purchase, and insurance, but does not engage in activities such as agriculture, industrial operations, or the sale of goods or services. It is also a company registered under the Companies Act 1956 and is not allowed to accept deposits from the public. Additionally, NBFCs are also known as Residuary non-banking company. What are the differences between banks and NBFCs, as both perform similar functions such as lending and investing?
1. NBFCs cannot accept demand deposits.
2. NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on themselves.
3. The deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in the case of banks.
BharatLoan is a financial technology solution from DEVMUNI LEASING & FINANCE LIMITED that enables young salaried individuals to access short-term personal loans using a convenient app. The process is streamlined and requires minimal paperwork, with only a salary slip, bank statement, PAN card, and proof of address needed to be uploaded through the app. The loan disbursal is quick, with the money being transferred to the borrower's bank account in a matter of minutes.
It is important to note that the requirement for a personal loan can vary based on the lender and the type of loan. The requirements you have mentioned are specific to BharatLoan , and may not apply to other lenders. It's always advisable to check with the lender directly or visit their website to confirm the specific requirements for a personal loan with them.
It's important to note that the loan amount you can borrow and the repayment period can vary based on the lender and the type of loan. The information you have mentioned is specific to BharatLoan , and may not apply to other lenders. It's always advisable to check with the lender directly or visit their website to confirm the specific loan amount and repayment period for a personal loan with them. It's also worth noting that the loan amount you qualify for will depend on your creditworthiness, income and debt-to-income ratio, and other factors considered by the lender.
Here's the list of documents that are typically required for a personal loan application from BharatLoan:
Here's the list of documents that are typically required for a personal loan application from BharatLoan:
1. Photo Identity Proof: PAN card
2. Latest salary slip
3. Aadhaar Card
4. Permanent Address Proof: Any one of the following: Passport, Driving License, Voter's Identity Card or Utility Bills (e.g. Electric/landline phone bill/Gas Bill) that are not more than 2 months old.
5. If the current address is different from the permanent address, then additionally: Utility Bill (e.g. Electric/landline phone bill/Gas Bill) of current address that is not more than 2 months old, Leave & License Agreement/Rent Agreement
6. Latest statement of your Bank Account, showing your salary credit
Clearly NO, we believe in our customers and have trust in them. Therefore, we do not require any collateral or security to be provided when applying for a personal loan. All we need are your valid documents to verify your eligibility.
You're welcome to re-apply for a personal loan after 3 months from the rejection of your previous application if you believe that there have been material improvements in your creditworthiness. We will review your application, but approval remains at the discretion of the lender.
You can expect to receive your loan disbursed in a lightning-fast time, even faster than it takes for a pizza to be delivered to your doorstep, typically within 30 minutes or less!.
Yes, if it is absolutely necessary, you can make changes to your loan request.
The lender extends you the loan through BharatLoan app because they have confidence in your creditworthiness and ability to repay the loan. However, if you default on the loan despite this trust, the lender will be forced to make your default status public on BharatLoan app and website, their own website, and even your social media accounts. Additionally, the lender will take necessary recovery actions and inform CIBIL and other credit rating agencies.
When a borrower fails to repay the entire loan amount including interest, within the specified time frame, including any extensions, from the date of loan disbursement, it is considered as default. If you do not make the repayment within the given time frame, you will be labeled as a defaulter with BharatLoan and will be unable to take another loan from BharatLoan.
We accept payments only through NEFT/IMPS/UPI/CHEQUES methods. To make a payment, please visit https://www.bharatloan.com/repay-loan
Please be sure to verify the accuracy of the above information before making any transfer. If you require any further assistance, please reach out to info@bharatloan.com.
