Apply Now
Money in mins via Pre-Approved loans
Instant sanction and disbursal
Contact-less processes
Download BharatLoan App
Your dreams deserve more than just planning—they deserve action Apply for a quick loan today and take the first step toward making them real.
To Create / Login an Account
Short Term Loan
Short-term loans are those loans that have a quick repayment period. The funds are disbursed speedily and you need to repay on a weekly/monthly basis. You can opt for them in case of an extreme emergency!
Personal Loan
A personal loan is a type of loan that aims to help you in any situation in which you are burdened with out-of-pocket expenses. Such loans usually have fixed rates, fixed monthly payments, and no collateral.
Benefits
What can you gain from us?
INSTANT FINANCIAL ASSISTANCE
In the recent Covid scenario, we provide a safe secure digital platform to debit quick money for emergency situations. Your acceptability is based on your creditworthiness and no collateral is required. We offer advance salary loans for emergencies when you do not have enough cash as a financial backup or to meet unexpected expenses/losses.
EASY FAST REDRESSAL
A secure and fast loan disbursement process is our forte.
You do not need to worry about the long and cumbersome paperwork/waiting process for availing of the loan. Just a digital upload of the required documents will suffice and upon scanning, we will approve and transfer your loan in 15 minutes.
Flexible
We can help you meet more than one unexpected expense at a time; whether it's home/vehicle repairs, medical bills, housing, utilities, weddings, or other family emergencies. We have an easy application process with no upfront fees or charges.
RISKS
A disclaimer before you apply
RELATIVELY HIGH INTEREST RATE
The rates are somewhat higher as compared to long-term loans like automobile loans from banks.
RESIDENTS ONLY
We only serve Indian citizens.
SALARY-BASED LOANS
This is a brief loan service designated solely for employed individuals with a monthly income surpassing INR 30,000/-.
Terms and Conditions
By clicking "I agree" or "I accept," or by downloading, installing, or using the services, you are indicating your agreement to the terms and conditions outlined in this document. If you do not agree to these terms and conditions, please refrain from clicking "I agree", downloading, installing, or using the services. This is a legally binding agreement between DEVMUNI LEASING & FINANCE LIMITED and yourself.
Read More...Loan Eligibility Criteria
Should be an Indian resident
Salaried Employee
Need to be Savings Bank Account Holder
Above 25 years of age is mandatory
CIBIL Score Should be Fair
Documents Required
Your personal loan application should be completely filled with your current photograph
PAN Card is required
Residence proof – Driving Licence, Voter ID, Passport, Utility Bills (Electricity/Water/Gas), Postpaid/Landline Bill
Last 3 months' bank statements of the salary account
Last 3 months Salary Slips
Rates and Fees
Monthly Interest Rate
2.9166
Offered Annual Percentage Rate (APR)
35% (Fixed)
Tenure/Repayment Period
1 - 3 Years
Minimum-Maximum Loan Amount
INR 10,000- 5,00,000
Processing Fee
2%
GST on Processing Fee (Exclusive)
18%
Representative Example
| Loan Amount | APR | Tenure | Processing Fee | GST on Processing Fee | Amount Disbursed | EMI | Total Repayment Amount | Total Interest |
|---|---|---|---|---|---|---|---|---|
| ₹ 50,000 | 35% | 12 Months | ₹ 1,000 | ₹ 180 | ₹ 48,820 | ₹ 4,998 | ₹ 59,978 | ₹ 9,978 |
Company Accreditation
We are registered under the name DEVMUNI LEASING & FINANCE LIMITED , a registered NBFC (non-banking financial institution), approved by RBI.
Address & Accreditation
Fill out the easy loan approval form online. Your information is safe and secure with us. Be rest assured.
Completed Application Form
Make sure that you have filled all the details correctly and in their correct meaning. The faster and accurately you complete the formalities, the faster we will provide you the funds!
Passport-Size Photograph
Your A-4 size clear and extant passport photograph on a white background is what we are looking for!
Identity (ID) Proof
Aadhaar Card, PAN Card is mandatory to be with you!
Address Proof
Any one of the following will reassert your residence proof: Voter ID, Driving License, Passport, Postpaid/Landline Bill, Utility Bill (Electricity/Water/Gas).
Income Proof
Last 3 months bank statement (must be a salaried account) and last three months salary slips requisites.
